Important Facts to Know About Your Flood Insurance

Floods can occur at many times and impact homes in different ways. At Allkane Insurance serving Stamford, CT, we can provide the policies you need to protect your home. In addition, our experts will work with you to help educate you on various important flood insurance information. These facts are among the essential elements of finding an excellent home insurance policy for your house.

Flood Insurance is Not Home Insurance 

While your home insurance will cover many natural disasters in your area, it does not cover floods or flood-related losses. Therefore, you’ll need a specific policy designed for floods, one that makes sense for your needs and which is suitable for many situations related to various flooding types.

Flood Insurance Covers Physical Losses 

Your policy will cover any direct physical loss that a flood causes in your home. These include any damage to your home’s structure or furniture caused by rising waters or waves from the floods. It can also help pay for other types of problems that may occur throughout your house. 

Flood Insurance Covers Mold 

If a flood causes mold to spread through your home and impact your house’s safety, you need remediation services to protect yourself. Thankfully, many options are available to manage this issue, and your flood insurance can help make this process easier to handle as a person. 

Protect Your Home From Floods 

If you’re concerned about floods in your area and what policy makes sense for your needs, please reach out to us at Allkane Insurance right away to learn more. We serve the Stamford, CT area with significant policies created to cover a broad range of situations. By understanding your options, you can carefully protect yourself and minimize the dangers of mold and other issues in your home.