1074 Hope St
Stamford, CT 06907
At Allkane Insurance in Stamford, CT, we are here for all your insurance needs, including helping you find the right condo insurance. We are an independent insurance agency, meaning we shop around for different coverage options based on your needs, so you don't have to. We specialize in both personal and business insurance; we're here to help find the right condo insurance whether you are the condominium association or a unit owner.
Connecticut law requires that the condominium association maintains property insurance for the building, to protect against damage to the common elements of the property. This coverage must extend to the entire building and its elements and is designed to cover damage and replacement to the building as it was originally built--meaning that this does not require any coverage for changes made by the unit owners or damage to their personal belongings. Liability insurance is also required for condominium associations, to protect against accidents.
Unit owners in Connecticut condos are not required by law to purchase insurance, but they are also not withheld from doing so to protect their personal property, belongings, or uncommon elements of the unit. Occasionally, a condominium association may require unit owners to purchase insurance, but this must be stated within the association's declarations.
Condo insurance can be different for every building, and each party's coverage will most often be determined based off their association's declarations; defining things such as who is responsible for repairs and where what defines a unit in each building, and what classifies as a common element.
If you're looking for condo insurance in Connecticut, look no further than Allkane Insurance. Our experienced team provides only the best service, so you can worry less.