Motor Home Insurance in Connecticut

Whether you’re into weekend getaways or long-distance travels in your motor home, motor home insurance is a must to protect you against accidents on the road. At Allkane Insurance in Stamford, CT, we offer multiple motor home insurance options to suit your lifestyle and budget. We'll also ensure your coverage meets with Connecticut's vehicle insurance requirements. Here’s what you should know about RV/motor home insurance in the Constitution State.

Mandatory Vehicle Insurance for Connecticut

By law, Connecticut requires that registered vehicles carry minimum liability insurance coverage to protect other drivers, passengers or pedestrians against accidents that aren’t their fault. Liability insurance pays for property damage and injuries to others in accidents you cause. As motor homes can cause more damage than the average car in an accident, you would do well to get more than minimum liability coverage. Ideally, you should have enough liability insurance to protect your financial assets against serious crashes on the road.

Connecticut also requires that you have uninsured/underinsured motorist (UM) coverage to cover your medical expenses if you’re hit by someone who doesn’t have insurance or has insufficient insurance to pay for your medical costs. UM insurance also protects you against hit-and-run drivers.

Optional Motor Home Coverage

As motor homes are not cheap, you’ll want some kind of insurance to protect your investment. Collision coverage helps pay for repairs to your motor home if you crash into another vehicle, hit a tree, telephone pole or another object. Comprehensive insurance covers damage to your motor home from non-collision sources such as a falling object, wind damage or vandalism. It also compensates you for the current market value of your RV if it’s stolen.

If you travel extensively, you may also want to obtain roadside assist insurance to cover towing costs if your vehicle malfunctions on a road trip.

To learn more about motor home insurance and the protection it has to offer, contact your Allkane Insurance agent in Stamford, CT today.